AI underwriting for commercial real estate

Your AI-generated soft offer, priced in 5 minutes.

No paperwork round-trip and no pre-qualification packet. Give us the property and the numbers you already know — SoftOffer prices it against live lender terms and hands back a soft offer you can take to a seller.

  • No SSN
  • No credit pull
  • Not a commitment to lend

DSCR Rental · Austin, TX

Sample
Estimated rate
7.10%
6.50Published band8.00
Sample rate 7.1% within a published band of 6.5% to 8%.
Loan amount
$410,000
LTV
71.3%
DSCR
1.24x

Sample output. Yours is priced from your own numbers.

  • DSCR, sample rates from 6.50%.
  • Fix & Flip, sample rates from 9.25%.
  • Bridge, sample rates from 9.00%.
  • Ground-Up, sample rates from 9.50%.
  • Hard Money, sample rates from 13.00%.
  • SBA 7(a), sample rates from 6.50%.
  • CMBS, sample rates from 6.50%.
  • Agency, sample rates from 5.50%.
  • FHA, sample rates from 5.25%.
  • Commercial Lite, sample rates from 8.50%.

How it works

Three steps, start to structured.

Pricing first, paperwork later. You find out where you stand before anyone asks for a document.

01~5 min

Fill in what you already know

Borrower basics and property details — the numbers you can answer from memory. No packet, no uploads, no SSN.

02Instant

Get your AI-generated soft offer

Your deal is priced against live lender terms and returned as a qualification range with indicative structure. No hard credit inquiry.

03Same day

Review the structure with a specialist

A loan specialist refines the structure, weighs capital sources, and tunes terms to your property type, leverage, and exit.

What sponsors say afterwards.

Three deals, three structures, three people who had a number before they had a document request.

Had a soft offer back in three minutes, and the rate came in better than the two lenders I had already called.

Sarah Johnson

Real estate investor · DSCR rental · Austin, TX

Every question I had was answered before I spoke to a person, and the loan closed fifteen days later.

Michael Chen

Property developer · Bridge · Phoenix, AZ

First deal, and I understood what I was being offered at every step. Nothing showed up later that I had not already seen.

Emily Rodriguez

First-time investor · Fix & flip · Tampa, FL

Find out what your deal prices at.

Five minutes of what you already know, and you will have a soft offer you can take to a seller.

Price my deal
  • No SSN
  • No credit pull
  • Free
  • Not a commitment to lend